I recently found out that my bank has debited my account for Rs.550 against stamp duty charges for locker agreement.
Last year they had already charged this amount from me while opening a locker in their bank. Due to some internal mistake of the bank they need to prepare a fresh locker agreement again this year. I cooperated with them and asked them not to charge any amount from me.
Despite promising me they charged the said amount. I wrote an email to them for the refund but they said it is mandatory.
Thereafter I registered a complaint against the bank in the Reserve Bank of India. I got my refund within two days of filing the complaint.
We need to fight for our money. Banks will keep on charging similar amounts from you. If you are not cautious they will charge anything into your account. You will not come to know about this unless you go through your statements on a regular basis.
Please be careful of such charges next time. Communicate with your bank immediately if you find any ambiguous charge into your bank account.
I am sure you must be having your own such experiences with your bank. Share your stories here in order to educate people.
I appreciate your advice. It is quite useful @Robin K.
These kind of practices are same throughout the world. Happy to know that you got the refund @Robin K.